Terms of Service

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. You agree that you will not use this site if you are under 13. The materials contained in this web site are protected by applicable copyright and trademark law.

3. Disclaimer

  1. The materials on this website are provided "as is". Foreign Credits, Inc. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Foreign Credits, Inc. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Foreign Credits, Inc. be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Foreign Credits, Inc.'s Internet site, even if Foreign Credits, Inc. or a Foreign Credits, Inc. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Foreign Credits, Inc.'s website could include technical, typographical, or photographic errors. Foreign Credits, Inc. does not warrant that any of the materials on its web site are accurate, complete, or current. Foreign Credits, Inc. may make changes to the materials contained on its web site at any time without notice. Foreign Credits, Inc. does not, however, make any commitment to update the materials.

6. Links

Foreign Credits, Inc. has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Foreign Credits, Inc. of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

Foreign Credits, Inc. may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Service.

8. Governing Law

Any claim relating to Foreign Credits, Inc.'s website shall be governed by the laws of the State of Illinois without regard to its conflict of law provisions.

9. Fees

As consideration for the subscription or services you purchased, you agree to pay Foreign Credits, Inc. the applicable service(s) fees set forth on our Website at the time of your selection, or, if applicable, by check. All fees are due immediately and are non-refundable, except as otherwise expressly noted, or as required by applicable law.

© 2012, Foreign Credits, Inc. All Rights Reserved. Your use of this service is subject to our Terms of Service and Privacy Policy.